HOW TO USE THE IRC    Navigation Buttons    Error Messages FREQUENTLY ASKED QUESTIONS FACTORS WHICH DETERMINE PREMIUMS    Type of Vehicle    Where You Live    The Vehicle's Use    Your Driving Record VEHICLE INFORMATION    Year, Make, Model,    Body Style VEHICLE USE INFORMATION    Where You Live    Road vs. Lay-up Coverage    Registration Class    Gross Vehicle Weight    Declared Value    Cubic Centimetres       (for motorcycles) INSURANCE OPTIONS    Premium Discounts    Deductibles    Motorcycle Deductible    Third-Party Liability    Auto Loss of Use    Excess Value Coverage    Lay-Up Coverage    New Car Protection    Leased Car Protection    Rental Car Insurance    Payment Options

Welcome to the Insurance Rate Calculator help page

Here you'll find tips and other useful information to help guide you through the Insurance Rate Calculator (IRC).

The IRC can help you estimate the annual cost of insurance for the most common vehicle types and insurance uses, compare and contrast costs for different levels of coverage, or compare insurance costs for different vehicles.

Begin your calculation by selecting your vehicle type: passenger vehicle, motor home, motorcycle or truck. Remember, if you own more than one vehicle, you can calculate each one separately by clicking on the Start New Estimate heading at the top.

The IRC will prompt you to fill in other fields before it calculates your insurance estimate. If you run into problems along the way, feel free to check back here for further information. If you don't find what you're looking for please contact an Autopac agent to assist you.