Insurance Rate Calculator: Questions & answers
Q.
Who should use the Insurance Rate
Calculator?
A. The Insurance
Rate Calculator is a useful resource for several audiences:
· new vehicle buyers looking to compare insurance rates between different vehicles they are considering purchasing
· dealership employees who want to discuss insurance premium information as a selling feature of the vehicle
· Manitoba Public Insurance customers who want to calculate their Autopac rates when new rates are approved by the Public Utilities Board
· new Manitobans who are looking for information on vehicle insurance rates
Q.
After using the Insurance Rate
Calculator, I determined how much my vehicle insurance would cost me this year.
Can I now send my Autopac agent a cheque with my printout?
A. No. You're still required to purchase your
insurance in person at an Autopac agent. The Insurance Rate Calculator is a tool
that gives you an estimate of a rate, based upon the values you selected or
entered. Therefore, if the selected values do not match the values provided by
your vehicle's serial number, the estimate would be incorrect. Other factors
could also impact your premium, such as the Prime Interest Rate and optional
products required.
Q.
After I calculate my insurance
estimate, will I be able to purchase my insurance online?
A. No. Manitoba Public Insurance has over 300
Autopac agents who provide valuable in-person assistance to our customers. We
wish to continue this beneficial and personal "front-line" type of service.
Q.
What if I disagree with the estimate
provided to me by the Insurance Rate Calculator?
A.
Please contact an Autopac agent for further information.
Q.
How long will it take for me to
complete my estimate?
A. Calculating your
estimate will take approximately 15 minutes.
Q.
I
don't live in Manitoba. Can I still calculate an insurance estimate on my
vehicle?
A. Yes you can. However, the
Insurance Rate Calculator will automatically calculate your insurance estimate
based on the highest territory rates in Winnipeg.
Q. We have two vehicles at home. Can I
calculate estimates on both using the Insurance Rate Calculator?
A. Yes. You may calculate rates for as many vehicles
and vehicle types as you like. You simply need to start a new estimate when you
want to calculate the second vehicle.
Q.
I'm considering buying a brand new
vehicle and am interested in knowing how much insurance I will have to pay. But every time I enter the vehicle
information I get an error message.
A. We have
to rely on vehicle manufacturers to provide us with updates on new vehicle
models and discontinued models. Because of this, our data may not be 100 per
cent current for the newest vehicle models. If you have double-checked your
documentation, and all information that you have entered is accurate, please
contact an Autopac agent for assistance.